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Archive for July, 2007

Cut Some Nice Corners Today

July 4th, 2007 at 02:46 am

DisneySteve made a comment today that he knows someone who goes to a convenience store to buy milk...even though he over pays by .50 he really saves because he doesn't buy other unexpected items.

I took his advice to heart today. I needed to refill our propane gas tank for the forth of July; I also needed diapers, milk and a new collar for our cat--the old one broke off one night while she roamed the streets.

It was my plan to conveniently go to Home Depot and to Target...two stores that get me to overspend every time. Instead I went to Petco for the collar and new tag ($14). The collar was .30 more than Target, but over all a much cheaper shopping trip (I never leave Target for under $100). I went to a mom and pop boat store for the propane gas and actually spent much much less for the gas than at Home Depot as they refill your empty tank for 1/2 the price as a tank exchange...you just have to wait 10 mins--for 1/2 the price I had time). I was stoked! I saved almost $15! Not to mention the $85 I saved by not buying "no needs" at Target!

I went to Albertsons for the store brand bulk diapers and 2 gallons of soy milk which I just discovered is cheaper than Vons.

Cut Up a Credit Card

July 2nd, 2007 at 10:28 pm

For the first time in my life I cut up a credit card that was not yet expired! Wow how surprisingly inspiring it felt!

The only bummer was that upon paying bills later I realized that another credit card with a low promotional 1% rater had a minimum due on July 1st...yesterday...a Sunday that I didn't realize. I really hope they don't increase my rater considering the due date was a Sunday. I went first thing this morning to the bank to pay it directly.

Any suggestions, or prior experience in this area?

Smart and Final

July 2nd, 2007 at 10:24 pm

Just got groceries for the week at Trader Joe's. Again I went over by about $25. I also need to make my quarterly stop at Smart and Final where I get our cleaning supplies/paper towels/etc. I wanted to keep it to only $100.00, I went over by about $25, because they had sugar free Popsicles $4.00 which my 3yr old loves, also they had a special on Eggo Waffles $8.00 for 60 waffles (normally 3.99 for 12), and the large Hebrew National Hot dogs on special for $7.79; Oh...and also 2 boxes of snack pack size gold fish crackers. So I bought 4 things that I wasn't anticipating on buying, but at least they are things I know we will consume, and things I know I would have paid almost twice as much for at the regular grocery store.

Unexpected Money

July 2nd, 2007 at 04:14 am

Found 2 checks in unopened mail we just received today from our escrow that closed in April.

The first was for $35.00; The second was for $375.00!

$400.00 going towards the credit cards!!! yeah!

Getting my husband on board 7/1

July 1st, 2007 at 04:45 pm

I didn't spend any money yesterday thank goodness. However, I really have to get my husband to join in on this savings plan with me--he spent about $100 yesterday on a boogie board and wet suit that he'll probably only use 3 more times this summer! I haven't yet told him what I'm doing as I want to make sure I can really commit to this! Not that I really have a choice. From what I understand, it takes about 3 weeks to start and really commit to a new routine. I hope thats true!

So far today I'm doing pretty well. We have friends in from out of town. Usually in the mornings we go to breakfast at a restaurant. I skipped the restaurant for financial and dietary reasons...however I used my youngest fussy daughter as an excuse. My husband and other daughter still went, but still it is a savings of about $15 for my breakfast alone. So that's good!