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TryingToWinBackControl

Perhaps one might find this excessive to track each time I didn't or did spend money in a day, but I feel this is necessary for accountability (both positive and negative) until I get this debt/spending under control.

My husband and I met back in 2002. Both of us were financially solvent and had very little debt and combined had more than $250,000 saved.

In 2005 after our daughter was born we bought a house and took on a Housekeeper. During that year we sunk more than $100,000 into repairs and improvements.

In late 2005 I decided to quit my job and stay home with the kids, and for the sake of our marriage and my sanity not get rid of the housekeeper.

In Feb 2007 we sold the house at a $10,000 loss and moved to the beach to rent. By this time spending sprees had sucked through $75,000 worth of savings and racked up $30,000 worth of credit card debt and $40,000 worth of personal loans.

I don't know how we got so out of control considering neither of us have a cocaine or gambling problem to blame on it.

By 2009 I want a $250,000 "Do Over"!

Hula Hoop Plus 1 6/29

June 29th, 2007 at 09:06 pm

After I talked myself down from a Party City 4th of July spending spree, I found myself in CVS pharmacy picking up some photos I had dropped off the day before. My daughter was with me and begged me for a $7 Hula Hoop. Instead of saying no, I bought it, plus I bought one for me! Ridiculous. So a $13 photo trip turned into a $29.00 waste of money. I am really not allowed to go to party city now--only $30 in the save pot now

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2 Priveleged 4 Too Long Personal Finance Blog

First Goal:Get Out Of Debt by July 2008; Second Goal:Save $250,000 by July 2009

Hula Hoop Plus 1 6/29

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